Wednesday, October 1, 2025 / by Matthew Daniel Tamburello
Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker/Owner
Trinity Real Estate Consultants
647-697-6743
matthew@searchhomesingta.com
HomeBuyers & Investors: Why your credit score is so important when buying a Home?
When you’re making the plunge to buy a house, there are many important steps involved. One of the most important steps is applying for a mortgage.
When lenders review your mortgage application, they look at factors such as your employment status, your income, and the size of your down payment. Did you know that lenders will also look at your credit? You may not know it, but your credit can impact your chances of qualifying for a mortgage. Good credit can also help you qualify for lower interest rates, which can help you save hundreds on your regular mortgage payments over time.
Let’s take a look at how important your credit score is when getting a mortgage.
What is your credit score?
&n; ...
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Wednesday, January 29, 2025 / by Matthew Daniel Tamburello
Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker/Owner
Trinity Real Estate Consultants
647-697-6743
matthew@searchhomesingta.com
Chances are that you came across this guide to the different types of home inspections and when you might have them done because you are looking to buy a home and want to learn more about home inspections, what the different types of home inspections are, and when you might have them done.
While you might be familiar with your standard, general home inspection, the home inspection you have before you close on your home, but you might not be as familiar with the other home inspections we are going to discuss in this article.
For this article, we will explain what a general home inspection is, why it is important and then detail the other types of home inspections you might have done depending on different factors such as the age of your home, where your home is located (geographically), whether your home is an urban or rural area, . ...
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Wednesday, December 11, 2024 / by Matthew Daniel Tamburello
Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker/Owner
Trinity Real Estate Consultants
647-697-6743
matthew@searchhomesingta.com
Approximately 38% to 40% of all marriages in Canada will end in divorce. This means that two in every five marriages in Canada will end in divorce. Chances are that most people getting married are not considering divorce when they are getting married.
The end of a relationship can be extremely difficult and stressful because not all marriages end amicably. Many marriages end contentiously. This can make getting divorced emotionally draining as your marriage ends and you are forced to figure out how you and your former partner are supposed to divide assets.
If you are getting divorced in Ontario and own property with your spouse but are not sure what you can expect when it comes time to determine how your property and assets will be divided this guide is for you.
It is important to note that if you have specific questions related . ...
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Wednesday, October 9, 2024 / by Matthew Daniel Tamburello
Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker/Owner
Trinity Real Estate Consultants
647-697-6743
matthew@searchhomesingta.com
The CMHC First-Time Home Buyer Incentive became live earlier this month. Stylized as FTHBI, the main aim of this program is to help improve affordability levels for Canadian citizens buying a home for the very first time.
This down payment incentive is the result of shared equity with the CMHC. The CMHC, a government-owned body, provides 10% or 5% of the down payment for every first-time homeowner. In doing so, the CMHC can help you lower potential mortgage payments. Also, First-Time Home Buyer Incentive will help you to afford property below the $500,000 mark.
The down payment incentive exclusive to first-time home buyers helps to reduce monthly mortgage expenses drastically. This incentive offers:
1) 5% or 10% of your total purchase of a newly built home
2) 5% of your purchase of an already existing home
3) 5% ! ...
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Wednesday, August 14, 2024 / by Matthew Daniel Tamburello
Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker
Trinity Real Estate Consultants
647-697-6743
matthewdanieltamburello@gmail.com
Introduction
There is an ongoing debate between people, especially in Toronto where rent prices are astronomical and increasing and home prices are increasing, about whether it is better to rent or to buy. Toronto has been recognized as one of the most expensive and unaffordable cities in the world. The average price for rent makes Toronto one of the most comparably expensive cities in Canada for renters. All of this has been made worse as the housing market in the City of Toronto and the Greater Toronto Area (GTA) have grown and more people are moving to Toronto and the Greater Toronto Area. This makes it harder to determine whether it is better to rent or buy in Toronto since whether you are renting or looking to buy in Toronto or the Greater Toronto Area (GTA), chances are that you are going to be spending a lot of money each month on . ...
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