First Time Home Buyer | Trinity Real Estate Consultants Blog

Wednesday, October 15, 2025   /   by Matthew Daniel Tamburello

HomeBuyers & Investors: Highest & Lowest Property Tax Rates in Ontario

Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker/Owner
Trinity Real Estate Consultants
647-697-6743
matthew@searchhomesingta.com
 
Buying a home in Ontario can be a marvellous experience, but it’s also one that is certainly not without its costs. No matter where you choose to live or how big your home may be, purchasing a home in Ontario will require you to pay property taxes, as well as other fees. So, if you are in the market for purchasing a new home in Ontario, you should take some time to research and find out which areas have the lowest property taxes and which ones have the highest. With that in mind, the following is an overview of just that.
 
Why Property Taxes are Important
 
Although virtually no one enjoys paying them, property taxes are actually essential to a functional society. This is because this money is used to fund important municipally-operated services such as garbage collection, recycling, road maintenance, snow rem. ...

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Wednesday, October 8, 2025   /   by Matthew Daniel Tamburello

HomeBuyers & Investors: Things You Should Know Before Buying A Home In Ontario!

Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker/Owner
Trinity Real Estate Consultants
647-697-6743
matthew@searchhomesingta.com
 
Buying a house will always be the biggest financial decision of your life. Houses are expensive, and properties in Ontario are no exception to this. Consequently, you need to prepare for this experience; you have to understand some of the key things to look for when buying a house in Ontario. If you educate yourself, you will make the entire buying process way less stressful – as well as help you find your dream home in a shorter space of time.
 
Below, we’ve listed a couple of key points to know before you buy, along with our own comprehensive step-by-step guide to buying a home in Ontario!
 
Top Cities of Ontario
 
First and foremost, you have to know which cities are worth your attention. Ontario is a big state and there are plenty of cities out there to choose from. According to Ottawa Life, fi! ...

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Wednesday, September 17, 2025   /   by Matthew Daniel Tamburello

Consider Your Canines – Maintaining A Home With A Dog!

Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker/Owner
Trinity Real Estate Consultants
647-697-6743
matthew@searchhomesingta.com
 
During the pandemic, the number of puppies and dogs being adopted reached record highs. Combined with the rising housing market, this means that many Canadians made a move with an additional furry friend (or two). Pets are like family to many of us, and we want to ensure that you and Fido both get the best of both worlds in your new house! Here are some things to keep in mind as you welcome a dog into your home.
 
Flooring – Avoid Carpet!
 
Suffice to say, carpets can be a magnet for bacteria and pet odour of the foulest kind. If you must have carpet, have a large bottle of enzyme-based cleaner ready on hand, as it is more powerful and effective than baking soda and vinegar. A mix of tiles and hardwood flooring are most ideal, as they are more resistant to scratches and gouges. Keep your furry friends’ na! ...

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Wednesday, October 23, 2024   /   by Matthew Daniel Tamburello

HomeBuyers: The First-Time Home Buyer Incentive Makes Buying a Home in Canada Cheaper Than Ever!

Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker/Owner
Trinity Real Estate Consultants
647-697-6743
matthew@searchhomesingta.com
Announced at the beginning of the year, Canada’s First-Time Home Buyer Incentive (FTHBI) is now active. This down payment incentive will make it easy for thousands of first-time homeowners to buy a home. 
What is the First-Time Home Buyer Incentive (FTHBI)?
This incentive program is designed specifically for first-time homeowners in Canada. It was created with the aim of helping young people purchase a home without incurring hefty mortgage payments.
With this incentive, the government takes responsibility for 5% of your down payment for already existing Canada homes and 10% for newly built homes. This way, you can decrease your monthly mortgage payments without increasing your down payment.
If you are buying a $500,000 home, the FTHBI could help you save as much as $3,400 annually. With the down payment incentive, first-tim! ...

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Wednesday, October 9, 2024   /   by Matthew Daniel Tamburello

HomeBuyers & Investors: An Overview of the CMHC Down Payment Incentive!

Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker/Owner
Trinity Real Estate Consultants
647-697-6743
matthew@searchhomesingta.com
The CMHC First-Time Home Buyer Incentive became live earlier this month. Stylized as FTHBI, the main aim of this program is to help improve affordability levels for Canadian citizens buying a home for the very first time.
This down payment incentive is the result of shared equity with the CMHC. The CMHC, a government-owned body, provides 10% or 5% of the down payment for every first-time homeowner. In doing so, the CMHC can help you lower potential mortgage payments. Also, First-Time Home Buyer Incentive will help you to afford property below the $500,000 mark.
The down payment incentive exclusive to first-time home buyers helps to reduce monthly mortgage expenses drastically. This incentive offers:
1) 5% or 10% of your total purchase of a newly built home
2) 5% of your purchase of an already existing home 
3) 5% ! ...

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Trinity Real Estate Consultants
Matthew Daniel Tamburello
Team Leader & Broker/Owner
Right at Home Realty, Brokerage

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