Wednesday, October 1, 2025 / by Matthew Daniel Tamburello
Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker/Owner
Trinity Real Estate Consultants
647-697-6743
matthew@searchhomesingta.com
HomeBuyers & Investors: Why your credit score is so important when buying a Home?
When you’re making the plunge to buy a house, there are many important steps involved. One of the most important steps is applying for a mortgage.
When lenders review your mortgage application, they look at factors such as your employment status, your income, and the size of your down payment. Did you know that lenders will also look at your credit? You may not know it, but your credit can impact your chances of qualifying for a mortgage. Good credit can also help you qualify for lower interest rates, which can help you save hundreds on your regular mortgage payments over time.
Let’s take a look at how important your credit score is when getting a mortgage.
What is your credit score?
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Wednesday, July 17, 2024 / by Matthew Daniel Tamburello
Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker
Trinity Real Estate Consultants
647-697-6743
matthewdanieltamburello@gmail.com
Introduction
You might have stumbled upon this article and are a U.S. citizen interested in buying property in Canada and the short answer is yes, U.S. citizens can buy property in Canada. In fact, Canada welcomes buyers from all over the globe and there is no restriction on the amount or kind of real estate you can buy if you are not considered to be a permanent Canadian resident. Any Canadian citizen spending more than 6 months per year outside of Canada is considered to be a non-resident and will follow these rules as well.
As a non-resident you will need to follow certain rules, pay higher taxes than a non-Canadian permanent resident, and will need to put more money down than you usually would if you are financing the purchase of your property with a loan from a Canadian bank. But beyond these tax considerations which a competent Can. ...
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Wednesday, July 3, 2024 / by Matthew Daniel Tamburello
Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker
Trinity Real Estate Consultants
647-697-6743
matthewdanieltamburello@gmail.com
Introduction
You might have stumbled upon this article and are a U.S. citizen interested in buying property in Canada and the short answer is yes, U.S. citizens can buy property in Canada. In fact, Canada welcomes buyers from all over the globe and there is no restriction on the amount or kind of real estate you can buy if you are not considered to be a permanent Canadian resident. Any Canadian citizen spending more than 6 months per year outside of Canada is considered to be a non-resident and will follow these rules as well.
As a non-resident you will need to follow certain rules, pay higher taxes than a non-Canadian permanent resident, and will need to put more money down than you usually would if you are financing the purchase of your property with a loan from a Canadian bank. But beyond these tax considerations which a competent Can. ...
Read More
real estate, tamburello, the tamburello team, matthew tamburello, best real estate agent, best real estate deals, buying a foreclosed home, team, trinity real estate consultants, sell or buy first, best school districts, best time to buy a house, for sale by owner, good time to buy, best neighbourhoods, mortgage preapproval, top school districts, foreclosed houses for sale, mortgage stress test, prequalified buyer, current housing market, houses for sale by owner, how to find houses at a good price, top five cities, foreign buyer
Wednesday, March 13, 2024 / by Matthew Daniel Tamburello
Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker
Trinity Real Estate Consultants
647-697-6743
matthewdanieltamburello@gmail.com
Despite more than two million people in Canada with second mortgages, not many fully understand how second mortgages work. This article aims to answer the reasons people get them, and how to obtain them. We’ll also help you learn the advantages and disadvantages of second mortgages, and hopefully, provide information to help you make an informed financial decision.
What is a second mortgage?
The first loan taken by homeowners to purchase a house is called a primary mortgage. A second loan acquired for the same property is called a second mortgage.
A second mortgage is granted even when the primary mortgage has yet to be fully paid. The loanable amount from the second mortgage is based on the equity of the house bought through the primary mortgage. Equity is the value of your home minus any mortgage debt and liens. Equity is . ...
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Monday, June 12, 2023 / by Matthew Daniel Tamburello
Courtesy of:
Matthew Daniel Tamburello
Team Leader & Broker
647-697-6743
matthew.thetamburelloteam@gmail.com
A crucial step to making the right decision on where to purchase a home is to explore Toronto’s best neighbourhoods. With such a vast array of exceptional communities to choose from, it’s vital to identify one that aligns with your preferences and lifestyle. In this article, we will emphasize the significance of selecting the ideal neighbourhood and present you with specific examples of some of the best neighbourhoods and areas to consider in Toronto.
Consider your lifestyle
The first step in choosing the right neighbourhood is to consider your lifestyle. If you enjoy an active social scene, consider neighbourhoods like King West or Queen West, which offer a vibrant nightlife and trendy restaurants. If you prefer a quieter, more laid-back environment, areas like High Park or The Beaches may be a better fit. Families looking for excellent schools and family. ...
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